save for your future

Our Old Mutual personal loan calculator can help you budget for your next expense by providing an idea of your likely monthly repayment. To do this, go ahead and input your desired loan amount, use the filter to adjust the loan term and then click ‘Calculate Repayment’. The benefits of a fixed-term savings plan. Single deposit option. Invest for 6 – 60 months, with a minimum balance of R10 000. You choose how long you want to invest (from 6 – 60 months) You deposit a single amount (maximum R20 million) to invest over the term you choose; Earn from 6 – 9.00% (nominal interest rate). Capitec Bank 1 Year Fixed Term Deposit The following Interest Rate for fixed term account is applicable for a term ranging from 7 to 12 months with rates varying by deposit amounts. Product is 'Fixed Term Savings Plan / Single deposit Option' above R100,000 The. Fixed Deposit interest rates View interest earned per account balance band. Fixed Deposits These rates apply to investment amounts of R1 000 to R99 999. Interest rates are available on application for amounts R100 000 and above. These rates are effective from 22 January 2021.

Capitec Fixed Deposit Rates

With Global One, you get 4 extra savings plans and could earn up to 9.00% interest. Simply choose a savings plan and your deposit option and start investing.

Your main savings account (R25 minimum balance; R5.80 monthly admin fee) gives you affordable banking and access to flexible, fixed or tax-free savings plans.

The benefits of a flexible savings plan

Earn from 3.50% interest per year on daily balances.

• Choose your deposit amount and the frequency of your deposits
• Name your savings plan
• Access your plan any time with Remote Banking (cellphone app/Internet/*120*3279#) or our ATMs
• No monthly admin fee or minimum balance

You can open a flexible savings plan using our app. Simply open the app, tap on “Save”, enter your Remote PIN and tap “Add Flexible Savings”.

The benefits of a fixed-term savings plan

Single deposit option

Invest for 6 – 60 months, with a minimum balance of R10 000.

• You choose how long you want to invest (from 6 – 60 months)
• You deposit a single amount (maximum R20 million) to invest over the term you choose
• Earn from 6 – 9.00% (nominal interest rate)
• Interest rate fixed for the full term
• Money available on the maturity date
• After maturity, the account will become a flexible savings plan, which you can refix for a further term
• No monthly admin fee

When your deposit starts earning interest, you can reinvest the interest or transfer it to your main savings account.

Capitec Fixed Deposits

Multiple deposit option

Invest for 6 – 24 months, with a R1 million maximum investment.

• You choose how long you want to invest for (from 6 – 24 months)
• You decide how much and how often you would like to deposit over the term you choose, up to a maximum of R1 million
• Earn from 3.50% – 6.40% interest (nominal interest rate)
• Interest rate fixed for the full term
• Money available on the maturity date
• After maturity, the account will become a flexible savings plan, which you can refix for a further term
• No monthly fee

When your deposits start earning interest, you can reinvest the interest or transfer it to your main savings account.

The benefits of a tax-free savings account

Enjoy tax-free interest over the long term.

Capitec Fixed Deposit Rates 2020

• You can open one tax-free savings account at any of our branches
• Deposit any amount up to R36 000 per year (single or multiple deposits)

South African Revenue Service (SARS) rules

• Contribution limits :
  • Your combined limit for the financial year (1 March – 28 February) across all tax-free savings accounts, including those at other financial services providers, is R36 000
  • Lifetime limit is R500 000
  • Contributions over these limits are taxed at 40%
• Interest earned will not be taxed
• Money withdrawn cannot be replaced
• Money may be transferred to and from a tax-free account at another financial services provider
• Other savings plans may not be converted to a tax-free savings account

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